Position Overview

As Head of Anti-Money Laundering, you will be responsible for leading the first line of defense for Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) within TF Bank Nordic AB. The role ensures compliance with applicable AML/CTF laws and regulations, while maintaining a robust and effective financial crime prevention framework.

You will oversee AML policies, risk assessments, monitoring systems, and reporting processes, and act as a key advisor to senior management on financial crime risks.

Key Responsibilities

• Perform hands-on operational AML/CTF work, including alerts handling, investigations, FIU reporting, and close cooperation with the business on customer-related matters.

• Design, implement, and maintain TF Bank Nordic ABs AML/CTF program.

• Develop and update AML/CTF policies, instructions, and governing documents, ensuring they remain up to date, effective, and compliant.

• Lead the Enterprise-wide Financial Crime Risk Assessment (EWRA), including drafting, updating, and ongoing maintenance.

• Own and manage the company’s AML risk model for customer classification, including parameter setting and ongoing effectiveness reviews.

• In collaboration with product owners, implement and maintain KYC processes and customer risk assessments prior to onboarding.

• Ensure all customers are risk-assessed and subject to effective transaction and behavioural monitoring.

• Own and oversee AML monitoring tools and processes, ensuring they are fit for purpose, well-documented, and effective.

• Identify, investigate, and assess suspicious transactions or behaviour, including hands-on alerts handling and FIU reporting, and ensure close cooperation with the business in accordance with applicable regulations.

• Be responsible for Internal FIU, including receiving, assessing, and escalating internal reports of suspicious activity.

• Provide guidance, training, and advisory support to staff on AML/CTF requirements.

• Support the CEO in their duties as the Bank’s Specially Appointed Executive (SAE) under the Act (2017:630) on Measures against Money Laundering and Terrorist Financing.

• Monitor regulatory developments and ensure timely implementation of new or amended AML/CTF requirements.

• Collaborate closely with internal stakeholders to strengthen compliance, risk management, and operational effectiveness.

• Participate in the Corporate Committee and contribute to governance and strategic discussions related to financial crime risk.

• Collaborate and align with Group Head of AML and Group AML Processes and Governance.

Qualifications and Experience

• Minimum of 3 years of experience in an AML, financial crime, or compliance role.

• Proven experience within banking or financial institutions is required.

• Strong understanding of AML/CTF regulations, KYC requirements, and transaction monitoring frameworks.

• Experience with AML risk assessments, monitoring systems, and regulatory reporting.

• Strong analytical skills and high attention to detail.

• Ability to interpret, apply, and communicate regulatory requirements in a practical manner.

• Swedish and English, professional proficiency required.

• Excellent communication skills, both written and verbal.

What We Offer

• A dynamic and professional work environment focused on compliance, risk management, and financial crime prevention.

• Opportunities for professional development and career growth within AML and compliance.

• Competitive salary and benefits package.

• Flexible working arrangements.

• Ongoing support for continuous learning and professional development.