Product and Process Development Specialist
Position Overview
A versatile team member focused on the expansion of TF Bank’s consumer lending business into new markets and products. This development and growth focused role encompasses a broad and diverse range of duties across most functions and aspects of consumer lending.
Your actual agenda and priorities in any given period will depend on the range and respective stages of various projects in the market and product expansion pipeline. The work plans and division of tasks will be dynamic and continuously adjusted in the course of the projects in tight co-operation with the rest of the team.
Key Responsibilities
- Actively contribute to research of consumer lending markets and products by gathering, analysing and summarizing a diverse range of information.
- Develop a broad range of elements of market and product development proposals such as product requirements, process flows, cost assessments, etc.
- Identify, assess and manage potential providers of key services, including business, operational and technological aspects of the co-operation.
- Collaborate with a broad range of internal stakeholders to ensure successful realization of projects.
- Tightly co-operate with IT development teams, define functional requirements, perform necessary testing and acceptance.
- Draft and present the required documentation, such as business proposals, research results, process descriptions and procedures.
Qualifications and Experience:
- Practical knowledge of consumer lending products and processes.
- High level understanding of key aspects of consumer lending, including sales and distribution channels, loan administration, risk and compliance.
- Technical literacy and ability to work confidently with IT systems and documentation.
- Systematic approach to work with a strong attention to detail.
- Strong collaborative, communication and presentation skills.
- Ability to work in a multi-location environment and manage multiple priorities.
- Fluent English required; German or other European languages would be an advantage.
What we Offer:
- Work with broad perspective and high variety of tasks.
- Opportunity to deliver visible and important results.
- International environment and pan-European perspective in every workday.
- Exposure to all aspects of consumer finance business.
- A high performing, supportive and friendly team.
- Modern office, health insurance and other benefits.
- Department
- Continental Europe Consumer Lending
- Role
- Product and Process Development Specialist
- Locations
- Vilnius
Vilnius
About TF Bank
TF Bank is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptability to different products, countries, currencies and digital banking solutions. TF Bank prioritizes organic growth under controlled conditions and expansion is taking place in carefully selected segments and markets. Operations are conducted in the Nordics, the Baltics, Poland, Germany, Austria, Spain, Ireland, the Netherlands and Italy through subsidiary, branch, or cross-border banking with the support of the Swedish banking license.
The business is divided into three segments: Credit Cards, Ecommerce Solutions and Consumer Lending. The target group for all services is creditworthy private individuals, and the loan amounts are relatively small with short repayment terms. TF Bank also offers deposit products in several markets.
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