NPL Manager - Málaga
About the Role
TF Bank AB is seeking a dynamic and hands-on professional to join our team as an NPL Manager. In this role, you will form the strategy for managing and maximizing the value of TF Bank Group’s Non-Performing Loan (NPL) portfolio. You will play a crucial role in building and leading a proactive, skilled NPL management team equipped with tools to optimize our NPL operations. This position involves liaising with third-party collection agencies (3PC), negotiating Forward Flow and portfolio sales agreements, and driving strategic initiatives in the NPL area.
Key Responsibilities:
- Strategic Leadership: Define and execute the NPL strategy, ensuring effective management of the NPL portfolio.
- Portfolio Management: Oversee NPL portfolio activities, including sales as one-offs or through Forward Flow agreements to maximize value.
- Transaction Management: Lead end-to-end transaction processes—engaging investors, structuring deals, and overseeing due diligence and closure.
- Third-Party Management: Collaborate with Debt Collection Agencies (DCAs) to enhance performance through data-driven strategies.
- Tool Development: Continuously evaluate and improve the bank’s NPL management toolkit to enhance operational efficiency.
- Data Analysis: Provide actionable insights from NPL collections data to support effective decision-making.
Qualifications:
- Minimum of 5+ years of experience in managing large, complex transactions and projects in banking or NPL-related field.
- Experience in structuring financial transactions.
- A degree in a relevant field such as Mathematics, Statistics, Economics, or Computer Science /or a strong experience in financial sector.
Preferred Skills:
- Expertise in analyzing Debt Collection Agencies performance to maximize collection efficiency.
- Excellent knowledge of SQL for data extraction and manipulation.
Why Join Us?
- Lead a newly formed, high-impact team within TF Bank, collaborating with decision-makers, specialists, and analysts in the NPL domain.
- Drive significant strategic initiatives with direct influence on the bank’s financial outcomes.
- Thrive in a fast-paced, results-oriented environment with opportunities for personal and professional growth.
Who You Are:
- A strategic thinker with hands-on expertise, capable of seeing both the big picture and pay attention to details.
- You are organized and results-driven who excels in collaborative environments.
- A proactive individual who enjoys leading complex projects and fostering team success.
- Comfortable managing multiple tasks in a dynamic environment.
- If you are a motivated leader ready to drive significant impact in the NPL space, we encourage you to apply and become a key player in TF Bank’s journey.
- Department
- Risk & Decision Analytics
- Role
- NPL Manager
- Locations
- Málaga
- Remote status
- Hybrid
Málaga
About TF Bank
TF Bank was founded in Sweden in 1987 with the purpose of offering finance solutions to customers who ordered goods from mail order catalogs. Over time, the Group has grown both in terms of product offerings, revenues and geographic presence.
TF Bank prioritises organic growth under controlled conditions, and expansion occurs within carefully selected segments and markets. The business is conducted in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, Austria, Spain, Ireland and the Netherlands through subsidiary, branch or cross-border banking with the support of the Swedish banking license.
The operations are divided into three segments: Consumer Lending, Credit Cards and Ecommerce Solutions. TF Bank is listed on Nasdaq Stockholm.
NPL Manager - Málaga
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