Senior Credit Risk Analyst
We are seeking a seasoned Senior Credit Risk professional with expertise in credit risk analytics and statistical modelling in the banking sector. As Senior Credit Risk Analyst, you will play a crucial role in developing credit risk analytics area in the bank.
Key Responsibilities:
- Collect and analyse data from various sources, including internal systems, Credit Bureaus, to identify trends, patterns, and opportunities and propose changes in credit policy or marketing activities.
- Develop and maintain statistical models e. g. scorecards for credit risk area.
- Provide actionable insights and recommendations to stakeholders based on data analysis, helping them make informed decisions and drive business growth.
- Collaborate with teams within decision and analytics area and other ones in different geographical locations.
- Effectively communicate complex analytical findings and insights to both technical and non-technical stakeholders through presentations, reports, and visualizations.
Qualifications and Experience:
- Bachelor's degree in a relevant field such as Mathematics, Physics, Statistics, Economics, Quantitative Methods, Computer Science or Engineering. A Master's degree is preferred.
- Minimum of 3 years of experience in analytics or a data science in retail credit risk area.
- Excellent analytical and problem-solving skills, with a strong attention to detail. Algorithmic and creative approach to solving problems.
- Proven track record of delivering impactful insights and recommendations based on data analysis.
- Proficiency in data modelling methodologies and statistical analysis techniques.
- Market knowledge from Lithuanian, Latvian and Estonian market will be a plus.
- Knowledge of programming languages such as Python or R is preferred.
- Excellent knowledge of SQL for data extraction and manipulation.
- Experience in predictive modelling using logistic regression will be a plus.
- Excellent analytical and problem-solving skills, with a strong attention to detail. Algorithmic and creative approach to solving problems.
- Proven track record of delivering impactful insights and recommendations based on data analysis.
Languages: Fluent English to be able to collaborate with colleagues from other countries.
Location: Riga
Please upload your CV in English.
- Department
- Risk & Decision Analytics
- Role
- Senior Credit Risk Analyst
- Locations
- Rīga
- Remote status
- Hybrid
Rīga
About TF Bank
TF Bank is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptability to different products, countries, currencies and digital banking solutions. TF Bank prioritises organic growth under controlled conditions and expansion is taking place in carefully selected segments and markets. Operations are conducted in the Nordics, the Baltics, Poland, Germany, Austria, Spain, Ireland, the Netherlands and Italy through subsidiary, branch, or cross-border banking with the support of the Swedish banking license.
The business is divided into three segments: Credit Cards, Ecommerce Solutions and Consumer Lending. The target group for all services is creditworthy private individuals and the loan amounts are relatively small with short repayment terms. TF Bank also offers deposit products in several markets.
Senior Credit Risk Analyst
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